HCF (Hospitals Contribution Fund of Australia) was formed in 1932 to provide health insurance cover to Australians. Since then, it has grown to become one of the country’s largest combined registered private health fund and life insurance organisations.
HCF provides private health insurance cover for a full range of health benefits including private hospital, Australia-wide ambulance cover and ancillary services. HCF is financially secure and is one of the few major health funds to allow contributors to vote for Directors to the Board.
History
The early years 1932 -1942
In 1932, following negotiations between the long-established charitable organisation, the Hospital Saturday Fund (HSF) and a newly created Hospital Commission of New South Wales, a new fund was created to better serve the community. The new fund – called the Metropolitan Hospitals Contribution Fund – was launched on Friday June 16, 1932, with the Lord Mayor (Ald. S. Walder) presiding.
The fund's first office was established on the first floor of Adyar House (later the Savoy Building and now demolished) in Blight Street. At the end of the first two years' of operations, it had enrolled more than 100,000 contributors drawn from 3,290 employment groups and some 5,000 honorary agents, although its area of operations was confined to about 50 square miles around the City of Sydney. Contributions were 6d. a week (family) and 3d. a week (single). Benefits paid for hospitalisation in participating hospitals were 2/9/- pound per week.
Further rapid growth in the Fund's business led to a need for more accommodation and, in December, 1934, the Fund removed to offices on the fourth floor of the new Asbestos House in York Street, Sydney. The opening of additional offices on the ground floor of the same building in 1937 set the pattern for the HCF's contributor services offices. It is noteworthy that, by this time, higher costs of hospitalisation had forced a 100% increase in contribution rate.
In 1941, the HCF, now well-established in the community, moved to its first "home-of-its-own"
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