Liability Insurance For Pet Sitter

A pet sitter is a contracted service provider who takes care of a pet in its own home.

Professional industry

The professional pet-sitting industry is growing rapidly because many pet owners feel that there are advantages to using pet sitters, rather than traditional pet care options. Reasons people use pet sitters include:

• Possible reduced stress on pets because pets are cared for in their own homes
• No "travel trauma" to pets because they do not need to be transported anywhere
• Exposure to illnesses and parasites of other animals is minimized
• Required vaccinations are often less restrictive then those necessary at a kennel
• Pets stay on their regular routines and do not need to adapt to a new environment
• No inconveniencing neighbours, friends, or family members

Professional pet sitters are often licensed, and insured for liability including care, custody, and control of the pets in their care. Many pet sitters are also bonded or insured for theft. Pet sitters usually have training, such as pet first aid certification, animal husbandry classes, or pet sitting accreditation. A number of professional organizations exist to help pet sitters improve their services.

In many areas, no special occupational license is required for pet sitters. The term "licensed" is often used by pet sitting professionals to refer to licenses to do business, kennel licenses, and/or animal transportation permits available within the coverage area of the business. These licenses may or may not be required, depending on the location. Licenses are not available in all areas.

Services

There are many different services which can be offered by pet sitters.

Vacation

During vacation pet sitting, a pet sitter visits a client's home several times, as required. The exact length of visit is determined by both pet owners and pet sitters, averaging about fifteen to forty-five minutes. Most pet sitters bill clients on a per-visit basis, including additional charges for multiple pets, travel expenses, and special tasks. Less commonly, pet sitters offer live-in care.

Dog walking

Main article: Dog walking

Pet sitters also provide dog walking services. Disabled clients and the elderly often hire pet sitters to exercise and care for their pets if they are unable to do so.

Pet sitters may also offer other more aggressive methods of exercise for dogs during dog walking appointments. These may include jogging, running, inline skating, bicycling, or dog scootering with client dogs.

Other services

Pet sitters also provide some home sitting services for clients, tending plants, and giving homes a "lived-in" look to deter crime.

Pet sitters are sometimes hired to transport pets.

Pet sitters sometimes provide pooper scooper services for client yards.

Pet sitters will sometimes provide potty training and dog training while you are out.

Insurance, bonding and certification

Insurance

Most professional pet sitters are insured through nationwide Pet Sitter insurance providers.

As of 2007, the major American and Canadian pet sitting insurance providers include claim limits from 2 million to 4 million per claim for liability claims. They also include coverage for care, custody, and control of the client pets from $10,000 to $200,000 per occurrence. Coverage is included for fire damage, lost keys, and other negligence claims. Because many North American pet sitting insurers do not provide coverage to minors, most professional pet sitters are over eighteen years of age.

As of 2007, the major UK pet sitting insurance providers include similar claim coverages as the USA providers. The limits for liability claims range from £750 to £10,000.

Most pet sitter insurance plans provide coverage for pet transport. They also provide services for most animals, except those that may be used for other business ventures, including farming.

Some resources recommend that pet sitters be bonded. That recommendation has been dismissed by many professional organizations in recent years.

Bonding

A dishonesty or fidelity bond claim generally applies when a pet sitter is convicted in criminal court of theft from a client home. When the pet sitter is convicted, the bond will reimburse the client for the loss, and then seek reimbursement from the pet sitter. This process often requires many years, and usually relies on a criminal law court conviction.

Many pet sitters have decided to seek actual insurance coverage for theft instead of procuring a bond. Theft insurance coverage does not require convictions, and usually includes coverage for accidental breakage, mysterious disappearance, and accidental damage to items in a client home.

Certification

A variety of pet sitting organizations offer optional training for pet sitters in the form of certification or accreditation. Two major organizations that offer pet sitter certification include the National Association of Professional Pet Sitters (NAPPS) and Pet Sitters International (PSI). The curriculum of pet sitting programs may include pet care, health & first aid, nutrition and behavior, and business development and management.

It is more common for pet sitters to obtain separate certification specifically in pet first aid. Hands-on pet first aid and CPR training classes are offered through such well known organizations as the Red Cross, Petco, and PetTech. Virtual classes are also available for pet sitters who do not have hands-on classes available in their area.

Other insurance topics

Pet sitters are generally not protected from injury to themselves by regular pet sitting liability coverage. Pet sitter liability insurance usually covers injury to other people and other pets.

References

Pet Sitters International Says 'Reduce Risk and Liability in 2008 by ...

In the event a pet sitter is not covered by insurance, the homeowner becomes responsible for those ... caring for your pets, as well as specifics regarding the pet sitter's liability ...

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Liability Insurance and Bonding for Professional Pet Sitters

Binks is proud to be the exclusive Insurance Broker of bonding and liability coverage for PSI's Canadian ... Pet Sitter Interview; How to be a Better Client; Pet Tips; Travelers' Info ...

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Pet Sitters Associates, LLC.

Looking for a pet sitter please see www.petsitfinder.com. Our association differs from other pet sitting associations because General Liability Insurance for your pet ...

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Pet Sitter Liability Insurance

Business Insurers has been providing General Liability specifically designed for the pet sitter associations for over 5 years.

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Critter Sitter Connection - Liability Insurance & Bonding

Kansas City's No. 1 pet sitting and dog walking service since 1986

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Pet Sitting Insurance Comparison From the Association of Professional ...

Professional United Pet Sitters LLC is not a ffiliated with any pet sitter and dog walker liability insurance companies, including the ones listed below.

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Pet Sitter - Canberra Pet Sitting Service

Pet Sitter: Registered for GST: ABN: 84 102 909 875: Veterinary Nurse on Duty: Veterinary Nurse Certificate: Insurance: Public Liability/Workers Comp

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Pet Sitter Insurance

To better serve you, Business Insurers is pleased to offer two distinct sites for NAPPS and PSI members

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Pet Sitting Insurance USA Comparison Chart, Dog Walking and Pet Sitter ...

Pet Sitting and Dog Walking Liability Insurance USA Comparison Chart

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Pet Business Insurance - Public Liability, Professional Indemnity ...

Pet Sitter Pet Transporter *NEW* Pet Taxi Dog Walker Dog Trainer ... Pet Business Insurance provides liability insurances specifically for pet ...

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